Workers’ compensation laws require employers to carry insurance policies that cover employees’ work-related injuries. Workers’ compensation coverage is usually available regardless of employer culpability or the employee’s prior physical condition. Injuries aggravated, accelerated or reactivated by the work injury are compensable under workers compensation.
The basic legal eligibility requirements for any workers’ compensation claim are:
That an employee suffers a work-related physical or mental injury
That the resulting disability prevents the employee from working
That the employee provide notice to an employer within the statutorily required period